Payment Method

Payment Methods Policy – WegottShirt

Last Updated: November 2025

This Payment Methods Policy (“Policy”) explains the forms of payment accepted on wegottshirt.com (“WegottShirt,” “we,” “us,” or “our”), how payments are processed, and the steps we take to support secure and reliable transactions.
This Policy aligns with all website policies, including our Shipping Policy, Return & Refund Policy, and Cancel/Change Order Policy.

---

1. Accepted Payment Methods

WegottShirt accepts multiple trusted payment options to ensure a smooth and secure shopping experience.

1.1 Credit & Debit Cards

• Visa
• Mastercard
• American Express
• Discover
• Diners Club

All card payments are processed through encrypted, PCI-compliant gateways.

1.2 Digital Wallets

• PayPal
• Apple Pay
• Google Pay
• Shop Pay

1.3 Buy Now, Pay Later (If Available)

Installment or financing options may appear depending on region and provider eligibility. Terms are determined by the payment partner.

1.4 Prepaid Cards & Gift Cards

• Prepaid credit cards
• Visa/Mastercard/Amex gift cards

Customers must ensure the card has sufficient funds for the full purchase amount.

---

2. Payment Currency

All transactions are processed in U.S. Dollars (USD) unless stated otherwise at checkout.
Banks may apply conversion fees, international transaction fees, or exchange rate adjustments. These charges are imposed by the bank, not WegottShirt.

---

3. Payment Security & Fraud Prevention

We use industry-leading technologies to secure all payment activity, including:

• SSL encryption
• PCI-compliant gateways
• Automatic fraud screening
• Address Verification Service (AVS)
• CVV/CVC verification

Suspicious orders may be temporarily held while we verify details.
We may contact you by email for confirmation.
We never store full credit card numbers.

---

4. Order Confirmation & Transaction Verification

Once payment is completed:

• You receive an order confirmation email.
• Payment is fully authorized immediately.
• Your order enters processing (0–1 business days).

If a transaction fails or is declined, no charges are made and you may retry with a different payment method.

---

5. Billing Information Requirements

Customers must provide accurate:

• Full name
• Billing address
• Email address
• Payment credentials

Incorrect billing information may cause delays or failed payments.

---

6. Payment Holds & Double Charges

6.1 Duplicate Pending Transactions

Some customers may see two identical pending charges. One is typically an authorization hold that will automatically disappear once released by your bank.
WegottShirt does not control release times.

6.2 When Holds May Occur

Authorization holds can appear when:

• Retrying a payment
• Editing an order
• Incorrect billing information is entered
• Checkout is interrupted

---

7. Refunds to Original Payment Method

Refunds for:

• Approved returns
• Cancelled orders
• Order or fulfillment issues

are issued to the original payment method only.

Refund Processing:

• WegottShirt processes refunds within 14 days.
• Banks typically take 3–10 business days to release funds.

We never charge fees for refunds, reversals, or returns.

---

8. Chargebacks & Payment Disputes

If you believe a payment was made in error, please contact us first at
support@wegottshirt.com.
We will review your order and provide a resolution.

Unauthorized chargebacks may delay the refund or dispute process.

---

9. Taxes & Additional Charges

Applicable taxes will be displayed at checkout.
Customers are responsible for any:

• bank fees
• currency conversion charges
• cross-border transaction fees

These charges are determined by your financial institution, not WegottShirt.

---

10. Policy Consistency & Integration

This Policy aligns with:

• Shipping Policy (0–1 day handling, 2–5 day transit)
• Return & Refund Policy (30-day returns, 14-day refunds, no fees)
• Cancel/Change Order Policy
• Privacy Policy
• Terms & Conditions

---

11. Contact Information

WegottShirt – Customer Support
Email: support@wegottshirt.com
Support Hours: Monday – Saturday, 8:00 AM – 7:00 PM (EST)
Website: wegottshirt.com